Playing the stock market and really paying attention to making an investment grow is so time-consuming, it seems like the only people who succeed are those who devote most of the waking day to it succeed. Most people are too busy with the worries and concerns of now to worry about the money they’ll need in the future. However, relying on a 401k alone just doesn’t seem to be enough. No matter how busy you are, you can make your savings grow.

Hire the Experts

If you don’t know much about financial investing, hire someone who does. Schedule a consultation with a financial group that offers insured and guaranteed deposits. The best such groups suggest CDs, annuities and other risk-free and minimal-risk investments that offer higher interest rates than you’d find with savings accounts. Plus, unlike with the stock market, you won’t have to liquidate and pay fees if you ever need the cash back. In the event of a large bill or some other financial emergency that occurs before retirement, the financial group will make it easier for you to access your money.

Playing the stock market is too much of a time commitment, and it’s far too risky. Rely on professionals to grow your money safely and steadily while you go about your life.